(please specify the website or account you are asking about)
Directory listing even though there is a index.html file.
(please share the FULL error message you see)
(other information and details relevant to your question)
All files on the server are case-sensitive.
You have a index file, however the I is capitalized. The server will show the index page if it is called index.html, index.php, index.htm or index2.html.
Please rename your index file to index.html and you should be good to go!
Oh wow that was so simple. Thanks for the Help! 
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